From: "Saved by Windows Internet Explorer 9" Subject: Long-Term Care Self Insurance Date: Fri, 1 Jul 2011 16:00:07 -0700 MIME-Version: 1.0 Content-Type: multipart/related; type="text/html"; boundary="----=_NextPart_000_0000_01CC3807.F2CBC9B0" X-MimeOLE: Produced By Microsoft MimeOLE V6.1.7601.17609 This is a multi-part message in MIME format. ------=_NextPart_000_0000_01CC3807.F2CBC9B0 Content-Type: text/html; charset="utf-8" Content-Transfer-Encoding: quoted-printable Content-Location: http://www.annuityadvantage.pfyfn.com/content.cfm?ID=698 =EF=BB=BF Long-Term Care Self Insurance
3D"Long-Term  

Nobody wants to think about the = possibility=20 of needing long-term care. But if, somewhere down the line, you = and/or=20 your spouse do need assistance, will you have the funds available = to pay=20 for care? How much will an extended stay in a nursing facility or = care=20 received in your own home cost? Will you be able to meet this cost = and=20 still pay your and/or your spouse=E2=80=99s personal living = expenses? Will there=20 be enough left over to provide an inheritance for your loved ones = or your=20 favorite charity? Does it make sense to self-insure when private = long-term=20 care coverage is available? This calculator will assist you in = answering=20 these questions.

     

What = is your=20 current age?

At = what age do=20 you want to assume that you begin to use long-term-care=20 services?

What = inflation=20 rate for long-term-care services do you wish to=20 assume?

 %

What = is the=20 current daily cost of a nursing/long-term care facility in = your=20 area?
(The current average daily nursing home cost = nationwide is=20 $206 according to the 2011 Field Guide, National = Underwriter,=20 but in some areas of the country, and/or for a private room = at a=20 high-quality facility, the daily amount can easily exceed=20 $300.)

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