What is the cost of waiting to buy long-term
care insurance?

There is a time-honored phrase related to long-term care insurance and
it goes like this: "Your money pays for long-term care insurance, but your
health buys it."

As one ages, the risk of not being able to qualify for long-term care
insurance may increase due to deteriorating health.

In addition to the risks of health problems as we age, the dollar cost
of long-term care insurance rises dramatically because the insurer has
less time to accumulate sufficient reserves to cover its part of the
risk.

What is your
current age?

What is the
annual premium for a long-term-care policy at your current age? (If
you do not know the premium, see your insurance professional for a
complimentary quote.)

$

If you delay
purchasing long-term care coverage now, at what age might you buy it
in the future?

At what age do
you anticipate requiring long-term care
benefits?